Answer — AI Governance
Who does the AMF AI guideline apply to?
The AMF’s guideline on the use of artificial intelligence applies to the institutions the Autorité oversees: insurers, financial services cooperatives, trust companies, and other deposit institutions authorized in Québec. It states supervisory expectations (“should”), in force May 1, 2027; the authoritative text is French.
Which institutions are covered?
Those the Autorité des marchés financiers authorizes and oversees: insurers, financial services cooperatives, trust companies, and other authorized deposit institutions in Québec. For other actors in the sector — intermediaries, firms, vendors — the exact scope is worth reading in the official text itself; the French version is the one that governs.
What kind of expectations are these?
Prudential ones. A guideline does not enact legal articles: it expresses what the Autorité expects to see (“should”) at the institutions it supervises, applied proportionately to size and risk profile. From May 1, 2027, AI practices will be assessed against this text.
What does it ask for, at its core?
To know — and to be able to show. The text expects a regular record of all models and AI systems (AIS), and a centralized inventory of AIS whose risk is non-negligible; the section is literally titled “AIS inventory.” An inventory a supervisor expects is not written the night before the examination: it is kept, current, with the trace of its own updates.
That is the base Agentica provides to covered institutions: continuous mapping of every AI agent in their business environment, recorded in a tamper-proof history, from which the AIS inventory extracts in the Autorité’s own vocabulary.