Answer — AI Governance
When does the AMF AI guideline come into force?
The AMF’s guideline on the use of artificial intelligence has been final since April 7, 2026 and comes into force on May 1, 2027. It applies to insurers, financial services cooperatives, trust companies, and other deposit institutions authorized in Québec; the authoritative text is French.
What does “in force” mean for a guideline?
An AMF guideline is not a statute: it states supervisory expectations (“should”), not legal articles. “In force” means that from May 1, 2027, this is the text against which the Autorité will assess the AI practices of the institutions it oversees. The authoritative, binding text is the French version; an English rendering exists for reference.
Why does the date count twice?
Because May 1, 2027 is also the effective date of OSFI’s Guideline E-23 on model risk management, finalized September 11, 2025. Financial groups active in Québec and under federal oversight therefore reach a double deadline on the same day — two vocabularies, two supervisors, one underlying question: do you know what AI systems you run, and can you demonstrate it?
What does the calendar change between now and then?
Everything the guideline expects — a maintained inventory, revisited risk ratings, ongoing monitoring — builds up over time; none of it can be written the night before. A record started in 2026 arrives at May 1, 2027 with a history; a record started in 2027 arrives with a promise.
That is the base Agentica maintains: continuous mapping of every AI agent in your business environment, recorded in a tamper-proof history, from which the inventory extracts in the AMF’s vocabulary — and, for federal institutions, in E-23’s.